Whether you’re launching your career, hitting your lifetime stride, or in or near retirement, chances are you’ve got bold goals ahead … goals that call for creative inspiration, prudently managed.
apply solid financial planning to your hopes and dreams; and stay by your side, onward into tomorrow … the one you’ve got in mind.
Career-Builders
Seasoned Professionals
Retirees & Widows
What a dull place the world would be if we were just alike. Our aim — resolving people’s greatest financial challenges — is enhanced by multiple skill sets and varied perspectives from which to draw.
Co-founders Germaine Weldon and Tricia Kollath met when Tricia joined the independent advisor firm where Germaine had been a senior wealth manager since 2003. Germaine gave traditional retirement a try in 2017, but it didn’t stick. Instead, at Inspired Financial Planners, we’ve combined forces to embrace the core values that shaped us, while leaning into the differences that define us.
We’ve also expanded our virtual partnership into a full-service financial force. By curating a select team of service providers whose ideals align with our own, we’re ideally structured to provide deep client relationships and a cost-effective continuum of care from wherever you or we may roam.
Some of our strategic alliances include …
Let’s face it, when you’re searching for a financial advisor these days, there’s usually a whole lot of jargon to decipher before you can even begin to find the right fit for you and your money.
Let’s make it a little easier, shall we?
| In English … | In Financial Jargon … |
| We’re on your side, always. We answer to you — and only you — across everything we do for you. | We are a fiduciary, serving your highest financial interests relationship-wide; no legal fine print alters that under any circumstances. |
| You hire us, we advise you; period. We have no sales quotas or corporate overlords standing between us. | We’re an independent, fee-only Registered Investment Advisor firm. |
| Our advice is informed, objective and encompassing. | We apply sensible evidence-based investing, financial planning and wealth management as appropriate for your requirements. |
| WE CARE, DEEPLY. | Actually, we’re not sure there is financial jargon for this one. But it’s our “why,” that’s for sure. |
Have you been putting off putting together your financial plans? If so, it’s probably because you’re dreading the expected drudgery: stultifying spreadsheets, agonizing analyses, a whole lot of tsk-tsk-tsking about your spending.
That’s not financial planning … it’s financial punishment.
Real financial planning should leave you feeling like an enormous weight has been lifted clear off of you. You get to decide what you want most out of life … then we create a practical plan to help you achieve it.
Flight lessons?
College-educated kids?
Your own business?
Let your imagination out to play. Whether it’s managing college debt and establishing firm financial footing, achieving your personal and professional goals, preparing for and living in retirement, or leaving a lasting legacy, we’ve got your back. We’ll show you how to actually enjoy your financial planning. No finger-shaking involved.
If you’re a gambler at heart, chasing after massive market scores might scratch an itch. But, frankly, while your financial planning should be fun, it’s best to be boring when investing toward your greater goals.
We call that evidence-based investing.
Not to worry about the awkward name. The point is, our strategy is grounded in more than 6 decades of academic inquiry into how markets are expected to deliver long-term returns.
The research is robust; the results are deceptively simple:
Use asset allocation to take on market risks in relation to your personal financial goals.
Use broad diversification to spread those risks around the globe.
Ignore breaking news; create an investment plan and stick with it.
Minimize costs; they’re one of the greatest drags on your end returns.
Bottom line it’s far more about managing how you participate in unruly markets, instead of trying to manage the markets themselves!
Nobody knows exactly where tomorrow will take us … which is all the more reason to get a good grip on every resource available to you today.
Thoughtful planning and evidence-based investing are an excellent start. But at Inspired Financial, we go further still, with targeted advanced planning for your and your family’s:
Estate and legacy goals
Risk management (insurance)
Tax planning
Philanthropic pursuits
Business succession
Special needs
… and more!
By gathering the scattered pieces of your prosperity into a unified force, our aim is to speed you past life’s perils, onward to its many possibilities.
