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Be Inspired.

At Inspired Financial Planners, we’re one-part inspiration, two-parts perspiration. 

Tomorrow.

It’ll be here soon. Are you ready?

Whether you’re launching your career, hitting your lifetime stride, or in or near retirement, chances are you’ve got bold goals ahead … goals that call for creative inspiration, prudently managed.



Together.

Let’s discover what inspires you

apply solid financial planning to your hopes and dreams; and stay by your side, onward into tomorrow … the one you’ve got in mind.


What Inspires You?


Career-Builders

Jump-start your aspirations with foundational financial coaching: Accumulate assets, pay down debt, establish a rainy-day fund.

Seasoned Professionals

Align your wealth with yourself: Bolster what you’ve built, simplify complexities, accelerate your financial goals.

Retirees & Widows

Stabilize your stance: Balance confident spending with deliberate preservation and legacy goals.

What Inspires Us?


Tricia Kollath, CFP®, CSLP® Photo

Tricia Kollath, CFP®, CSLP®

Investment Advisor and Financial Coach
Read Bio

Tricia Kollath, CFP®, CSLP® 

Investment Advisor and Financial Coach 

OCEAN SPRINGS, MS

Tkollath@inspiredfin.com



“As a wife, mom, and college graduate with countless career goals, I’m tackling many of the same challenges my clients face. Personally, I can think of no more fitting career for me than advising others on how to manage their current financial realities while pursuing their future dreams.”

Even as a teen, Tricia knew what she wanted out of life: to become a financial professional. After earning dual finance and accounting degrees from the University of South Alabama, she is doing just that.

Tricia earned her chops as a trading intern, funds specialist, paraplanner, portfolio manager, and retirement plan consultant, before partnering with Germaine in 2019 to co-found Inspired Financial Planners. She also is a Certified Financial Planner™ practitioner, a Certified Student Loan Professional, and a Ramsey Solutions Master Financial Coach. Her greatest passion is helping young professionals manage their college debt loads while advancing toward financial independence and meeting their life goals.

On the personal front, Tricia and her husband Nick find life balance by hiking, running, scuba diving and chasing their toddler daughter. They also welcomed their second daughter to the world in 2019. 


Germaine Giani Weldon, CPA/PFS, CFP®  Photo

Germaine Giani Weldon, CPA/PFS, CFP®

Investment Advisor
Read Bio

Germaine Giani Weldon, CPA/PFS, CFP® 

Investment Advisor

FLAT ROCK, NC 

Gweldon@inspiredfin.com


“I am inspired by women who are forces of nature. My mother was a feisty Italian, who lived to age 87. Her sister, my aunt, is 102 years old and starting to slow down a bit. My sister still runs her own business at age 81. I tried retiring at age 64, but I wasn’t any good at it. I kept working just as hard anyway.”

Germaine brings to the Inspired Financial mix her considerable experience as a financial planner, investment advisor and wealth manager — along with a keen sense of humor, honed by her life’s rich experience. Germaine has ridden out not just one hurricane, but two. In 1969 she lost her childhood Pass Christian home to Hurricane Camille then Hurricane Katrina destroyed their Ocean Springs home in 2005! 

Hurricane forces are nothing compared to Germaine’s. Having “flunked Retirement 101” (her words) she leaped at the opportunity to co-found Inspired Financial Planners with Tricia in 2019. Their combined talents pair well with their shared passion for helping people navigate a complex financial world.

Germaine has a master’s degree from the University of Southern Mississippi, and a bachelor’s degree from the University of Mississippi. She is a CPA with a Personal Financial Specialist™ credential (MS certificate 5504 and NC certificate 43722), as well as a Certified Financial Planner™ practitioner. In addition to her extensive advisory experience, she has authored numerous financial articles for local and regional newspapers, and online media outlets. 

Outside of her career, Germaine is an enthusiastic advocate for the arts. She is a life member of the Walter Anderson Museum of Art, having served various roles including its board since the early 1990s. She and her husband John (a physician) stay young by dancing to the tunes provided by their son, a professional musician. These days, Germaine and John divide their time between western North Carolina and the Mississippi Gulf Coast, where Germaine enjoys kayaking … when the waters are calm.

Inspiration, Sparked.

Our differences bring us together. Our ideals inspire us.


What a dull place the world would be if we were just alike. Our aim — resolving people’s greatest financial challenges — is enhanced by multiple skill sets and varied perspectives from which to draw.  

Co-founders Germaine Weldon and Tricia Kollath met when Tricia joined the independent advisor firm where Germaine had been a senior wealth manager since 2003. Germaine gave traditional retirement a try in 2017, but it didn’t stick. Instead, at Inspired Financial Planners, we’ve combined forces to embrace the core values that shaped us, while leaning into the differences that define us.

We’ve also expanded our virtual partnership into a full-service financial force. By curating a select team of service providers whose ideals align with our own, we’re ideally structured to provide deep client relationships and a cost-effective continuum of care from wherever you or we may roam.

Some of our strategic alliances include …



Natural Inspiration.

First, we care.


Let’s face it, when you’re searching for a financial advisor these days, there’s usually a whole lot of jargon to decipher before you can even begin to find the right fit for you and your money.

Let’s make it a little easier, shall we?



In English …In Financial Jargon …
We’re on your side, always. We answer to you — and only you — across everything we do for you.We are a fiduciary, serving your highest financial interests relationship-wide; no legal fine print alters that under any circumstances.  
You hire us, we advise you; period. We have no sales quotas or corporate overlords standing between us.We’re an independent, fee-only Registered Investment Advisor firm.
Our advice is informed, objective and encompassing.
We apply sensible evidence-based investing, financial planning and wealth management as appropriate for your requirements.
WE CARE, DEEPLY.Actually, we’re not sure there is financial jargon for this one. But it’s our “why,” that’s for sure.

Inspired Planning.

Seriously, this is the fun part.



Have you been putting off putting together your financial plans? If so, it’s probably because you’re dreading the expected drudgery: stultifying spreadsheets, agonizing analyses, a whole lot of tsk-tsk-tsking about your spending.

That’s not financial planning … it’s financial punishment.

Real financial planning should leave you feeling like an enormous weight has been lifted clear off of you. You get to decide what you want most out of life … then we create a practical plan to help you achieve it.

Flight lessons?

College-educated kids?

Your own business?

Let your imagination out to play. Whether it’s managing college debt and establishing firm financial footing, achieving your personal and professional goals, preparing for and living in retirement, or leaving a lasting legacy, we’ve got your back. We’ll show you how to actually enjoy your financial planning. No finger-shaking involved.

Inspired Investing.

How do you build and preserve the wealth you need to fuel your dreams?


If you’re a gambler at heart, chasing after massive market scores might scratch an itch. But, frankly, while your financial planning should be fun, it’s best to be boring when investing toward your greater goals.

We call that evidence-based investing.

Not to worry about the awkward name. The point is, our strategy is grounded in more than 6 decades of academic inquiry into how markets are expected to deliver long-term returns.


The research is robust; the results are deceptively simple:

Use asset allocation to take on market risks in relation to your personal financial goals.

Use broad diversification to spread those risks around the globe.

Ignore breaking news; create an investment plan and stick with it.

Minimize costs; they’re one of the greatest drags on your end returns.


Bottom line it’s far more about managing how you participate in unruly markets, instead of trying to manage the markets themselves! 

Want to know more?

Please be in touch

Inspired Wealth.

With your wealth, well-managed, you can see forever.


[I]t is not really necessary to look too far into the future; we see enough already to be certain that it will be magnificent. Only let us hurry and open the roads.
— Wilbur Wright, The Wright Brothers

Nobody knows exactly where tomorrow will take us … which is all the more reason to get a good grip on every resource available to you today.

Thoughtful planning and evidence-based investing are an excellent start. But at Inspired Financial, we go further still, with targeted advanced planning for your and your family’s:

Estate and legacy goals

Risk management (insurance)

Tax planning

Philanthropic pursuits

Business succession

Special needs

… and more!



By gathering the scattered pieces of your prosperity into a unified force, our aim is to speed you past life’s perils, onward to its many possibilities.

How else can we help? 

Schedule a call today

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